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Wealth Management / Investment Management
Investment Oversight Service
Reviewing your investments and designing a personalized portfolio appropriate to your needs.
Year-long, continual monitoring of your investments.
Quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you.
Recommendations regarding positioning of investments within your employer provided retirement plans such as 401(k)s.
Quarterly “market watch” letter detailing our firm’s research, analysis and view of the current state of the investment markets.
Retirement Income & Distribution Planning
Analysis of your income needs now and in the future.
Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living.
Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs.
Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA.
Family Wealth Planning
Analysis and creation of your current estate plan and concerns.
Integration of Estate Plan with your Financial Plan.
Assistance in transferring assets to your Trusts & other planning vehicles.
Providing guidance with the appropriate and necessary steps in the event of legal changes and/or the death of a loved one.
Tax Reduction Planning
Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies.
Quarterly review of your tax situation and planning to incorporate any new tax law changes.
Complimentary consultation with your tax preparer.
Recommendations of tax solutions including tax advantaged investments.
Staying up-to-date on and presenting new tax laws that can affect your situation.
Investment Oversight Service
Quarterly Newsletter to keep you apprised of the most current planning options.
Quarterly, semi-annual or annual reviews.
Special reports on how to help reduce your taxes and other important topics.
Special Gold Medal Service Events, including client appreciation events (where you may bring up to 2 guests)
When someone passes away,
their Will needs to be submitted to probate.
The best way to avoid probate is by having the bulk of your assets owned by trust during your lifetime.
However a Will is always required because there may be assets that are left in your individual name,
either intentionally or unintentionally.
The next best way to preserve privacy may be to have your assets poured into your trust after you pass.
The will continues to be a public record document,
but the only known information to the public would be who the executors are,
and that the assets were poured into the trust. The Trust remains private.
Other ways to avoid probate or to use transfer on death/payable on death designations as well as beneficiary designations.
After your documents are signed and we conduct an asset alignment meeting I will guide you on each of your assets individually.
No executor can be forced to serve.
If the executor chooses not to serve, they can renounce and the next one in line names in the Will will serve.
If the executor chooses to serve & then delegate their role to an attorney, accountant, or any other professional they can do so.
They may be paying the professional fees out of the estate. However once formally renounced it would be difficult to regain that title.
Yes, they have the power to not accept the trusteeship. At that point it would just go to the next person in order, and if there is no one else named there are provisions within the trust to have an independent trustee named.