Investment Oversight Service

• Reviewing your investments and designing a personalized portfolio appropriate to your needs.
• Year-long, continual monitoring of your investments.
• Quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you.
• Quarterly Statements
• Independent Advice
• Recommendations regarding positioning of investments within your employer provided retirement plans such as 401(k)s.
• Quarterly “market watch” letter detailing our firm’s research, analysis and view of the current state of the investment markets.

Retirement Income & Distribution Planning

• Analysis of your income needs now and in the future.
• Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living.
• Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs.
• Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA.

Family Wealth Planning

• Analysis and creation of your current estate plan and concerns.
• Integration of Estate Plan with your Financial Plan.
• Assistance in transferring assets to your Trusts & other planning vehicles.
• Providing guidance with the appropriate and necessary steps in the event of legal changes and/or the death of a loved one.

Tax Reduction Planning

• Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies.
• Quarterly review of your tax situation and planning to incorporate any new tax law changes.
• Complimentary consultation with your tax preparer.
• Recommendations of tax solutions including tax advantaged investments.
• Staying up-to-date on and presenting new tax laws that can affect your situation.

Investment Oversight Service

• Quarterly Newsletter to keep you apprised of the most current planning options.
• Quarterly, semi-annual or annual reviews.
• Special reports on how to help reduce your taxes and other important topics.
• Special Gold Medal Service Events, including client appreciation events (where you may bring up to 2 guests)