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Preparing Your Online Accounts for What Happens When You Pass Away

May 29, 2019

Filed under: Estate Planning — Neel Shah @ 9:15 am

If you’ve already taken the diligent step of getting your general estate plan in order, is it possible you have neglected your online accounts? Today it is easy to feel like you’re adding new online accounts every week, trying to keep track of all of the passwords and related information.

Senior couple working out their bills at home in the kitchen

The problem is that when you pass away, you might not have taken the right steps to close those accounts out. This means that there can be a whole range of problems, from a loved one who unexpectedly sees an annual friendship reminder and is affected by grief all over again to the possibility of ghosting, which is what happens when someone steals your personal information after you’ve passed away and uses it for identity theft purposes.

You’ve put a lot of time into curating and collecting your online accounts. You might want loved ones to be able to download pictures or other materials, or perhaps you’d like your account closed altogether. If you have any opinions about the future of your online accounts, you should consider writing these down and checking with the individual policies with each account to make sure you’ve covered all your bases.

For loved ones who don’t have the passwords, it might be difficult or impossible for your accounts to be closed down after you pass away. It might seem concerning to create a list of all your usernames and passwords, but rather than keeping this at home, you might store it with your final will and other instructions you want your family to see right after you pass. This can be stored in a safety deposit box or somewhere similar for safety and this can still give you the peace of mind that someone can step in to manage or close your accounts if you wish.

If you need help adding your digital estate to the rest of your documents, schedule a time to sit down with your lawyer today to talk options.

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